Meet
Memo
Your Financial Integrity Agent who processes invoices, reconciles bank accounts and ensures fiscal compliance for your company
The Problem Memo Solves
Without Memo, your company faces:
Invoices Out of Control
Slow manual processing, data entry errors, duplicate invoices and resource leakage from incorrect payments
Chaotic Reconciliation
Hours or days lost cross-referencing bank transactions against accounting records, with frequent errors
Fiscal Risks
Tax authority non-compliance, invalid or cancelled invoices going undetected, and surprise audits
What does Memo do for your business?
Memo automates and protects your financial operations with real-time fiscal validation and intelligent reconciliation
Invoice Reception
Receives invoices from multiple sources: email, supplier portals, tax authority XML automatically
Tax Authority Validation
Verifies each invoice against tax authorities: validity, cancellations, tax ID and correct fiscal data
Duplicate Detection
Identifies duplicate invoices, repeated payments and discrepancies before processing payments
Bank Reconciliation
Automatically cross-references bank transactions with accounting records in minutes, not days
Financial Reports
Generates accounts payable reports, cash flow and reconciliation status in real time
Compliance Alerts
Notifies invoice due dates, detected discrepancies and fiscal anomalies
How Memo Protects Your Finances
An intelligent workflow that secures every transaction in your operation
Reception
Invoices from multiple sources centralized automatically
Tax Validation
Automatic fiscal verification of each invoice in real time
Reconciliation
Automatic bank vs accounting cross-reference with discrepancy detection
Reports
Dashboard with full visibility and complete traceability
Use Cases by Area
Memo adapts to the specific needs of your financial operation
Accounts Payable
⚠️ Lost invoices, duplicate payments, suppliers without tracking
✓ Centralizes all invoices, detects duplicates, alerts on due dates
Treasury
⚠️ Manual reconciliation takes days, frequent errors
✓ Cross-references thousands of transactions in minutes with 99% accuracy
Fiscal Compliance
⚠️ Risk of tax authority fines for invalid or cancelled invoices
✓ Validates each invoice in real time against tax authority portal
Internal Audit
⚠️ No visibility into invoice and payment status
✓ Complete dashboard with traceability of every transaction
Before and After Memo
The real impact on your financial operations
Bank reconciliation: 2-3 days per month
Automatic reconciliation in minutes
Manual invoice validation on tax authority portal
Automatic validation of 100% of invoices
Duplicate invoices detected after payment
Duplicates blocked before processing
Manual financial reports with errors
Automatic real-time reports
Risk of fines for fiscal non-compliance
Compliance verified proactively
Frequently Asked Questions about Memo
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